WHAT WE OFFER
A home loan is a loan advanced to a customer to buy a property to live in. The customer could be a first home buyer or buying their second or third home. The loan will be secured against the property the customer buys and has a maximum term of 30 years. The loan can be principal & Interest or Interest only. We have very competitive rates based on individual circumstances. Click Here or Please give us a call for more information.
An Investment loan is a loan advanced to a customer to purchase an investment property. The property could be residential or commercial. The loan can be interest only or principle & Interest and has a maximum term of 30 years. An investment loan takes into account rental income and negative gearing which makes the borrowing capacity better. We have competitive rates based on individual circumstances. Click Here or
This is when you want to close your old loan and replace it with a new one. A refinance is usually done when you want better rates or extra cash to renovate, buy a new car, pay debt or purchase a new business. As we offer some of the most competitive rates & flexibility, refinancing would be a great option if it benefits the customer. Click Here or Please give us a call for more information.
This type of loan is for individuals with circumstances that do not fit the standard banking lending policies. This could be for self-employed customers who have been in business for less than 24 months, tax returns not complete, short of servicing capacity, issues with security property (eg. power lines), requiring a business name on loan documents. If you have any other scenarios not listed, Click Here to arrange an appointment or please give us a call to discuss.
This type of loan is for individuals who have their own business. We could help with or without Tax returns or complex structures. With or without 24 months ABN registration. Many lenders find it hard to understand income generated by self-employed customers. It would be easier to deal with us as we have the experience dealing with business owners. Click Here or Please give us a call for more information.
This type of loan is for builders or investors who want to fund a development project.
( eg. Complex of 4 town houses, complex of 20 apartments or complex of 100 apartments, vacant land requiring DA)
If the scenario is different to the few examples provided. Click Here or please call for more information.
This type of loan is advanced to build your own house or an investment property. This could be a single dwelling, duplex or small complex of townhouses. The loan is progressively drawn during the building process. The loan can be interest only during construction so the customer only pays for the loan drawdown. We have competitive rates and flexibility for construction loans. Click Here or Please give us a call for more information.
Client Testimonial
WHY CHOOSE US
AWARD WINNING
We're Australia's most awarded Non-bank
Lender
EXPERIENCED
We're Australia's most awarded Non-bank
Lender
APPROACHABLE
We're Australia's most awarded Non-bank
Lender
.png)
INNOVATIVE
We're Australia's most awarded Non-bank
Lender
.png)